Terms and Conditions

Introduction:

*Welcome to easyhomeloan.in. By accessing and using this website, you agree to be bound by the following terms and conditions. Please read them carefully before using our services. If you do not agree to these terms, you may not use this website.

Eligibility:

*To be eligible to apply for a home loan through our website, you must be at least 18 years old and have the legal capacity to enter into a binding contract.

Application Process:

*We are a third party that acts as an information and data provider between the customer and the loan provider. We don’t guarantee a loan, and the information provided may change or be updated on a daily basis.

*By submitting a loan application through our website, you authorize us to collect and verify your personal and financial information. This may include, but is not limited to, your credit history, income, employment status, and other relevant details. You agree to provide accurate and complete information and to update it promptly if there are any changes.

Prohibited Conduct:

*You agree not to use the Site or Services in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use of the Site or Services. Additionally, you agree not to attempt to gain unauthorized access to any portion of the Site or Services or any other accounts, systems, or networks connected to the Site or Services. The use of any automated means, such as robots or spiders, to access the Site or Services is strictly prohibited. Furthermore, you agree not to use the Site or Services for any illegal or unauthorized purpose.

Privacy Policy:

*We are committed to protecting your privacy. Our Privacy Policy, which is incorporated into these terms by reference, outlines how we collect, use, and protect your personal information. By using our website, you consent to the practices described in our Privacy Policy.

Loan Approval:

*We are a third party that acts as an information and data provider between the customer and the loan provider. We don’t guarantee a loan, and the information provided may change or be updated on a daily basis.

*Approval of your home loan application is subject to our underwriting criteria and the discretion of our lending partners. We do not guarantee that your application will be approved. If approved, the terms of your loan, including the interest rate, repayment schedule, and other conditions, will be provided to you in a loan agreement.

Fees and Charges:

*Any fees and charges associated with your loan will be disclosed during the application process and in your loan agreement. These may include origination fees, processing fees, and other costs. You agree to pay all applicable fees as outlined in your loan agreement.

Repayment:

*You are responsible for repaying your loan according to the terms specified in your loan agreement. This includes making timely payments of principal and interest. Late payments may result in additional fees and charges, and may negatively impact your credit score.

Changes to Terms:

*We reserve the right to modify these terms and conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the website following the posting of changes constitutes your acceptance of such changes. We encourage you to review these terms periodically.

Limitation of Liability:

*To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or the loan services provided. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.

Governing Law:

*These terms and conditions are governed by and construed in accordance with the laws of India. Any disputes arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the courts of India.

Contact Information:

*If you have any questions or concerns about these terms and conditions, please contact us at support@easyhomeloan.in.

*We are a third party that acts as an information and data provider between the customer and the loan provider. We don’t guarantee a loan, and the information provided may change or be updated on a daily basis.